Linwood acts as the investment consultant for employer retirement and 401(k) plans. Linwood recommends the fund lineup of investments made available to participants in such plans and, in some cases, constructs model portfolios for participants to utilize for their own participant account.
As a consultant to 401(k) and employer retirement plans, Linwood adds value by making themselves available for one-on-one consultation with plan participants and assisting with the employer retirement plan trustee/fiduciary duties. Linwood has an advisory relationship with many of the major employer retirement plan providers.
Linwood also serves as the advisor for smaller employer retirement plans, including small company SEP and SIMPLE IRAs. In this capacity, Linwood can oftentimes provide the level of investment management that it gives to private clients to the participants of the employer SEP or SIMPLE IRA plan.